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You'll pay 0.30% of assets under management. That's $3 in fees for every $1,000 in your portfolio, which covers access to a financial advisor, your customized goals-based financial plan, and ongoing investment advice. Note that this fee doesn't include investment expense ratios, but we generally recommend using low-cost Vanguard funds to build your portfolio.

Focusing on investors' best interests is what Vanguard was built on. We were founded on the mission to take a stand for all investors to help give them the best possible chance for success.

Vanguard Personal Advisor Services is held to fiduciary standards under applicable regulations. (Meaning our advisors are required to act in your best interests at all times.) Also, our advisors don't receive commissions.

Vanguard Personal Advisor Services might be a good fit if you:

• Have questions about investing.
• Want smart strategies to save for things like funding your retirement, saving for college tuition, buying a home, or starting a business.
• Don't enjoy making investment decisions or would rather spend your time doing other things while someone else keeps an eye on your portfolio.
• Find it tough to stick to a long-term plan or often react to market volatility.
• Would like some guidance on complex financial decisions such as Social Security, health care funding, or withdrawing retirement savings.
• Believe in the power of diversification, low costs, and a long-term view.

However, if you're looking for an advisor who will identify "hot" investment trends and actively trade in attempt to beat the market, Vanguard Personal Advisor Services probably isn't the right fit for you.

Vanguard is one of the largest investment companies in the world with decades of experience and global recognition. Our highly respected investment managers, researchers, strategists, and economists have developed a deep expertise in all areas of investing. You'll get access to the best thinking of these Vanguard experts along with a customized plan based on your personal goals that applies our methodologies to your situation. On top of that, our financial advisors are ready to help when you need it, by phone, email, or videochat.

You'll need a minimum of $50,000 in managed assets, and we'll waive any fund minimums for you. The following types of Vanguard accounts count toward the minimum:

• Individual accounts (mutual fund or brokerage).
• IRAs.
• Trust Accounts.

We can't manage the following types of accounts (and they don't count toward the minimum), but we can still include them in your plan and give you guidance that you can implement yourself:

• 401(k) and 403(b) accounts.
• i401(k) accounts.
• 529 accounts.
• UGMA/UTMA accounts.
• Other investment accounts you hold outside of Vanguard.